Unicomer Caribbean Limited. MENU MENU. The Unicomer Group was founded in 2000 in El Salvador after the acquisition of the Dutch group Ceteco’s retail brand. “Courts offers cash loans as an additional value product to its customers.”. Proof of income … NEED ASSISTANCE? The offer of cash loans is an alternative means of generating revenue, he said. ), Proof of income – Job letter and recent pay slip, Proof of Address – recent utility bill (Electricity, Water, Telephone or Cable bill). Courts, the largest furniture and appliance store in T&T, diversified into the financing business in 2018 and has been advertising loan packages for customers under the fairly new Courts Ready Finance. The payment requirement is 30 days. Courts Ready Cash Loans in Trinidad & Tobago - Get unsecured loans online with flexible repayment options. Getting a short-term loan is simple: A Ready Cash customer simply completes a short application, and provides photo identification, a blank check, and any other … *Subject to credit approval. After she had proven she was a good-paying hire purchase customer for six to 12 months, then she could qualify for a $15,000 loan, she was told. (Passport, Driver’s Licence or Voters I.D.) Courts has 48 stores throughout T&T with over 955 employees. New Courts customers can get a Ready Cash loan of up to $30,000, unsecured, with up to 24 months to pay, while existing Courts customers qualify for up to $6,750, the advertisement says. Everything you need to know about loans for people affected by the … © 2021 Caribbean Communication Network. “In 2018, we started setting up the Courts Ready Cash brand. Then we want to hear from you. He said, thus far their customers “have been receptive to all our products and services under the Courts brand”. Despite what the advertisements are telling you, it’s not that easy. In fact, finding the right borrowing option can help you better manage your … About Ready Cash; Requirements; PURPOSE: The perfect loan for employed individuals to take care of short term personal needs. Fannie Mae and Freddie Mac are government-sponsored financial entities that act as a liaison between banks and lenders, private investors, and the federal government. Cash Secured Loan in 30 Minutes. All you need is a minimum of $100,000 in your account and you can access … According to information given out, no security will be required and you don’t have to be a Courts customer to apply for a Ready Cash loan. PATRIOTIC Energies and Technologies Company said yesterday that it submitted its second revised offer to acquire the Pointe-a-Pierre refinery and the related fuel trading assets yesterday, in accordance with the second deadline set by the Minister of Finance. You can go to one of our stores and you can get a cash loan up to $30,000.”. THE Vehicle Management Corporation of Trinidad and Tobago (VMCOTT) is owing millions of dollars to the National Insurance Board (NIB) and Board of Inland Revenue (BIR) which represent statutory deductions which have not been paid for years. Get up-to-the-minute news sent straight to your device. Loans are subject to normal lending criteria. with Courts Ready Finance APPLY ONLINE LEARN MORE Shop today with ease with Ready Finance LEARN MORE . Ready Cash. Courts Ready Cash Loan - If you are short with the money or got an unexpected bill, we could help you, visit our site and send payday loan application today. In response to questions from the Express Business, Court public relations officer, Shahad Ali said, “Unicomer (Trinidad) Ltd., trading as Courts, is licensed (under the Moneylenders Act) to provide cash loans up to $30,000. EASY! A valid I.D. Currently, customers are able to borrow up to $200,000. All rights reserved. Now, get approved for no guarantor loans too at our loan company in Jamaica! What is the minimum loan value offered? “Courts provides credit facilities for its customers in order to support their purchases, meet their urgent needs and even improve their standard of living. If you continue to use this site we will assume that you are happy with it. Jamaica. The Courts Ready Cash Brand is basically to offer cash loans.” He said the loans were now one of the big sources of group revenues and were available in Courts stores. As for whether Courts would give banks and other financial institutions any kind of competition, Karen Darbasie, First Citizen’s Bank CEO and president of the Bankers Association of T&T, was not worried. Credit Terms and conditions apply, A valid I.D. Trading As Courts is licensed to provide Cash Loans up to $30,000 to anyone. “Due to the restrictions issued under the Moneylenders Act, we are unable to answer all of the submitted questions in detail. To her surprise, she was told she did not qualify, that she had to first purchase an item on hire purchase. Jamaica Gleaner - 2016-02-11 - BE MY VALENTINE - . Courts cash loan only after hire purchase, Get your Express Subscription starting at, Patriotic delivers revised refinery offer. In an interview with Express Business on Friday, Chargé d’Affaires of the United States Embassy, Shante Moore, said the US will continue to work to resolve the crisis in Venezuela. “So, I will have to be paying for an item, plus the loan, at the same time?” the woman asked the CSR. Dubbed the fast, easy and af­ford­able way to get cash when you need it for what­ever you need, Courts Ready Cash … Personal loan only (no business loans… Monthly payments reflected on the loan calculator are estimates and, as such, are examples of what a customer may pay for a personal loan. Watch CEEN News with Candice Ming live weeknights at 8/7c on CEEN TV...Caribbean Entertainment Everyday Network, your preferred eye to the … Customers can get a Pay Day loan of $200 — $500. (Passport, Driver’s Licence or Voters I.D. “The Unicomer Group has extensive experience managing various consumer finance products in each of its markets across all its brands.”. “This is why Courts has been in the business of credit for many years already serving thousands of its customers. The customer service representative told her this was to “build up her credit rating” and prove she has a good credit history. And, at the end of the two years, instead of $15,000 she would have paid Courts $22,200. Their goal is to offer thousands of banks quick access to funding for mortgages and other types of financing loans.Fannie Mae is short for the Federal National Mortgag… New Courts customers can get a Ready Cash loan of up to $30,000, unsecured, with up to 24 months to pay, while existing Courts customers qualify … Unicomer Trinidad Ltd’s managing director, Errol Le Blanc, during a networking session at the company’s T&T headquarters in Freeport in June last year, said they began offering loans to the public in 2018. The banking sector is prepared for any kind of competition, she said. CARIBBEAN banking regulators are being blamed for not granting approval for the sale by Cana…. It’s simple. The Ready Cash facility is an expansion of the company's Ready … The CSR said this would amount to an average interest rate of “about 24 per cent”. Customers can also get loans for $6,500 at $672 a month for 12 months. Below are the products offered for our personal loans: The minimum value offered for individual and commercial loans is $20,000.00. "Due to a high demand for the service; which includes flexibility for customers to choose their payment … Go! You have permission to edit this article. Where can consumers make their monthly payments? Such a loan is repaid through salary deduction or the bank. An unsecured personal loan in Jamaica is disbursed within 24 hours once the applicant has been interviewed and we receive all required documents. Borrowing money may be one of life's necessities but it doesn't have to be a burden. We use cookies to ensure that we give you the best experience on our website. About Press Copyright Contact us Creators Advertise Developers Terms Privacy Policy & Safety How YouTube works Test new features Press Copyright Contact … ON February 11 the Caribbean Court of Justice (CCJ) will hear a judicial review claim brought against Trinidad and Tobago and Caricom by St Lucia-based Rock Hard Distribution Ltd and its local affiliate, Rock Hard Distributors of T&T. 1-868-800-4222 Mon - Fri 8am - 5:30pm, Sat 8am - 2pm; Contact Us; Store Locator All Rights Reserved. Coronavirus hardship loans: What they are, how they work and how to get one. New Courts customers can get a Ready Cash Loan up to $2700 with up to 24 months to pay whilst returning Courts customers qualify for up to $6750. “Courts Ready Cash Loans now open to the general public!” says an advertisement. And after 46 years of fuel prices that were set by government and subsidised, market forces will soon determine the price of fuels, which may increase in the coming weeks. Want to share good news story, or do you have information that should see the light of day? But a trip to Courts to apply for a loan shows it’s a little more complicated than advertised. One Caribbean Media. “Now, with the decision to extend the Ready Cash Loan offer to all the company’s valued customers, the company is really diversifying the way they do business,” he said.